Delta Insurance body corporate insurance — NZ panel profile
New Zealand-owned specialist underwriter; financial-lines focus with selective participation in commercial-strata risks.
About Delta Insurance as a NZ body-corp insurer
Delta Insurance New Zealand Limited is a New Zealand-owned specialist underwriting agency established in 2013. Delta is publicly known as a specialist in financial lines (Directors & Officers, Professional Indemnity, Cyber, Statutory Liability, Crime) and selective commercial-property and casualty classes. Capacity is provided by international insurers — including, at various times, Lloyd's syndicates and other international carriers — through Delta's underwriting agency.
For body corporate insurance, Delta is most relevant on the statutory liability and office bearers' liability layers of a body-corp package — the cover that protects the body corporate committee from personal exposure under NZ statutes (Health and Safety at Work Act 2015, Resource Management Act 1991, Unit Titles Act 2010, Building Act 2004). Delta is also active on selective property risks where the wider package suits the carrier.
For a NZ body corporate committee, Delta typically appears on the quote either as the sole carrier for the liability sections or as a specialist co-quote where the committee wants enhanced office bearers' / statutory liability cover. Delta distributes through brokers in NZ.
Publicly-known Delta Insurance body-corp appetite
- Statutory liability and office bearers' liability for body corporates
- Specialist financial-lines cover (D&O, PI, Cyber, Crime) for body-corp entities
- Selective commercial-strata property participation
- Risks where enhanced liability limits are valuable
Appetite is descriptive only — based on publicly-stated focus areas. Final acceptance is always at the underwriter's discretion. FCIB confirms appetite per submission before quoting.
FCIB panel positionWhat this means for your body corporate
FCIB holds an active Delta Insurance agency. Delta is quoted on the liability sections of body-corp packages where enhanced statutory / office-bearers cover is appropriate, and on property where the wider risk suits Delta's appetite.
Policy wordingDelta Insurance body-corp wording (clauses & exclusions)
Delta Body Corporate / Statutory Liability wording PDF not yet ingested.
FCIB will provide the current binding wording on placement. For pre-bind clause questions, request the latest PDS via the quote form — we forward it on placement.